Payment Policy

Effective Date: January 17, 2025

At PreciousGlitz, we strive to make your shopping experience as seamless and secure as possible. This Payment Policy outlines the terms and conditions governing payments for purchases made through our website at preciousglitz.com, as well as in our physical store located at 2217 Leaman Ave, Rosenberg, Texas. By placing an order with us, you agree to the terms outlined in this policy.

1. Accepted Payment Methods

We accept the following payment methods for online and in-store purchases:

  • Credit Cards: We accept major credit cards, including Visa, Mastercard, American Express, and Discover.

  • Debit Cards: We accept debit cards with Visa or Mastercard logos.

  • Electronic Payment Systems: We may offer payment via popular electronic payment platforms such as PayPal, Apple Pay, and Google Pay, depending on the platform availability.

  • Cash: For purchases made in our physical store, we accept cash payments.

  • Other Payment Options: We may offer additional payment options from time to time. Please check our website or inquire with our in-store staff for the most up-to-date options.

2. Payment Processing

  • Secure Transactions: We utilize secure payment gateways to process all transactions. Your payment information is encrypted to ensure the confidentiality and security of your data.

  • Authorization: When you place an order, your payment method will be authorized for the total amount of your purchase. This authorization will hold the funds but will not debit your account until your order is processed and shipped.

  • Payment Capture: Payment is captured once your order is prepared for shipment (online orders) or at the time of purchase (in-store orders).

  • Order Confirmation: Upon successful payment, you will receive an order confirmation email with details of your purchase.

  • Declined Payments: If your payment is declined, you will be notified by the payment gateway or your financial institution. Please contact your payment provider or try an alternative payment method.

  • Verification: We may request additional verification of payment information to prevent fraud.

3. Pricing and Currency

  • Currency: All prices on our website are listed in US dollars (USD).

  • Pricing Accuracy: We strive to maintain accurate pricing on our website and in our store. However, in the rare event of a pricing error, we reserve the right to cancel your order or adjust the price before processing your payment. We will notify you of any price adjustments before processing your payment.

  • Taxes: Sales tax will be applied to all purchases shipped within the state of Texas, or to any other state where sales tax is required. The applicable tax rate will be calculated at checkout.

4. Payment for Online Orders

  • Checkout Process: When placing an online order, you will be prompted to enter your payment details during the checkout process.

  • Pre-Authorization: We may pre-authorize your payment method for the purchase amount to confirm available funds.

  • Order Confirmation: Once your payment has been processed and your order is confirmed, you will receive an email with your order details.

  • Payment Disputes: If you have any issues with a charge on your payment account, please contact us immediately. We will work with you to resolve any disputes fairly and promptly.

5. Payment for In-Store Purchases

  • Point-of-Sale: Payments for in-store purchases are processed at the point of sale using our point-of-sale system.

  • Accepted Methods: In-store payments can be made using cash, credit cards, debit cards, and any other payment methods displayed at the register.

  • Receipts: You will receive a receipt for all in-store purchases.

6. Installment Payments and Financing

  • Installment Payment Options: We may offer installment payment options through third-party providers, which can be selected at the checkout. These providers may conduct credit checks.

  • Terms and Conditions: The terms and conditions for installment payments are governed by the provider and are separate from PreciousGlitz.

  • Financing: We may offer financing options for higher-value items through partnerships with financial institutions. Details on financing terms and conditions will be provided at the point of purchase.

7. Promotional Codes and Discounts

  • Promotional Codes: From time to time, we may issue promotional codes that can be applied to your purchase. These codes are subject to specific terms and conditions, including expiration dates, eligible products, and minimum purchase amounts.

  • How to Use: Enter the promotional code in the designated field at checkout to apply the discount.

  • Terms and Conditions: Promotional codes are not transferrable, have no cash value, and may not be combined with other offers.

8. Gift Cards

  • Purchase: Gift cards can be purchased in-store or online via our website.

  • Redemption: Gift cards can be redeemed for merchandise purchases on our website or in-store.

  • Terms: Gift cards are not redeemable for cash and cannot be replaced if lost or stolen. They may have expiry dates.

9. Payment Security

  • Data Encryption: We use SSL encryption to protect your payment information during transmission.

  • PCI Compliance: We are committed to PCI compliance standards to ensure the security of cardholder data.

  • Fraud Monitoring: We use fraud prevention measures and monitor transactions to detect any unusual activity.

10. Payment Disputes and Chargebacks

  • Contact Us First: If you have a payment dispute, please contact us directly before initiating a chargeback through your payment provider. We will do our best to resolve any issues fairly and efficiently.

  • Chargeback Fee: If you initiate a chargeback that is not justified, we may charge you a fee to cover our costs.

11. Changes to this Policy

  • PreciousGlitz reserves the right to update or modify this Payment Policy at any time. Changes will be posted on this page, and your continued use of our services after these changes will constitute acceptance of the revised policy.

12. Contact Information

If you have any questions or concerns about this Payment Policy, please contact us:

  • Street: 2217 Leaman Ave, Rosenberg, Texas

  • Phone: 281 633-9473

  • Email: info@preciousglitz.com

  • Website: preciousglitz.com